Student Emergency Funds (Non-Textbook)

At North Country Community College, we offer two types of Emergency Funding for our students, depending on need and availability.

General Emergency Fund – this is funded by individuals and local businesses, and is designed to provide money to assist North Country Community College students in an emergency outside of attending courses, which, if not taken care of, could prevent them from returning and completing their education. This is a grant, not a loan; however, as recipients are able, they are encouraged to “pay it forward” by contributing to the fund in the future to assist other students in need.
Emergency Ragusa Loan – this emergency funding type is available to students who are approved for financial aid, and have financial aid due to them on their student account. Students may borrow up to $500.00 and may receive one emergency loan, one-time only. The student will be charged a $20 finance charge. Funds are limited; determination is made based on student needs on a first-come first-served basis.

The purpose of both the General Emergency Fund and the Ragusa Loan is not to assist with any costs for tuition, fees, or books.

Qualifications:

Be currently registered part-time or full-time at NCCC
Be clear of any holds at NCCC
Have already submitted a complete application for financial aid
If approved for a Ragusa Loan, you agree to repay the loan on or before the due date
Students must have paid their student activities fees to be eligible to apply

Approval Process: The Emergency Fund Review Committee will review all applications and has the discretion to approve funding requests based on available facts, substantiated circumstances, and availability of funds. Allow at least 48-72 hours for processing. If approved, you will be notified by the Business Office or the NCCC Foundation via your college email address if and when the emergency fund check is ready for pick up. Please bring a state or college-issued I.D. to pick up the check.

APPLY BELOW FOR STUDENT EMERGENCY FUNDING - LIMITED TO ONE-TIME ASSISTANCE

First Name

Middle Name

Last Name

Email Address

Phone Number

Birthdate

Please select the campus where you attend most of your classes:

Which of the available Emergency Funding Options would you like to be considered for? Note, only one option will be awarded if/when approved by the committee. (Please check all that apply)

General Emergency Fund

Ragusa Loan

Are you employed?

Please let us know the circumstances of your unemployment.

Number of Dependents

Category of Dependents (please select all that apply)

Child/children

Elderly parent(s)

Other

Prefer not to respond

Please select the reason(s) you need this emergency funding support (select all that apply):

Utilities

Rent/Housing

Personal hygiene items

Transportation/Auto expenses (gas, repairs, payment, etc.)

Childcare expenses

Medical expenses (physician, dental, eye, mental health, etc.)

Please explain your needs in greater detail so the review committee has a better understanding of your most immediate needs. Please note, copies of a budget plan or invoices may be required to complete the review of your request.

Enter the amount of your request for emergency financial assistance:

Your monthly budget. Please itemize your typical budget including monthly bills with dollar amounts.

I understand that I am eligible for each type of emergency funding only once while in attendance at North Country Community College. Once approved, I will NO longer be eligible for the same emergency fund request. If approved for a Ragusa Loan, I understand that if for any reason the approved financial aid funds are insufficient to cover tuition, fees, books, and this emergency loan, I am fully liable for repayment. (Note, for students who fail to repay the Ragusa Loan, a “HOLD” will be placed on all records at North Country Community College. Loans not collected will be turned over to a collection agency and applicants will be liable for the cost of collection in addition to the unpaid balance and lose eligibility for all other emergency funding sources at the college.) Enter your student ID number to sign your application for emergency funding.